In many personal injury cases, the need for medical assistance after a car accident, slip and fall, or dog bite injury is clear. The injured person may have a broken bone, fracture or require stitches and the need for immediate medical assistance is obvious. In other cases, the accident victim may be unsure whether they need to see a doctor and spend the time and incur the associated costs.
Exercise Care this Memorial Day Weekend. With so many people on the road, the potential for dangerous auto accidents is high. Take extra caution while driving. Particularly allow for more space between vehicles and time to stop. Have a wonderful, but safe, weekend!
The Michigan House Transportation Committee is considering a new bill that would make it illegal for Michigan drivers to use a hand-held electronic device for any purpose while driving. Currently, the law only forbids texting while driving.
If you are involved in a Michigan auto accident, you are entitled to receive personal injury protection (PIP) benefits from the responsible no-fault insurer (usually this is your own insurance company). However, you should be aware that your auto insurance policy may have a high deductible that applies when you submit a claim for PIP benefits.
Under the Michigan No-Fault Act, personal injury protection (PIP) benefits are available to anyone who sustains an injury “arising out of the ownership, operation, maintenance or use of a motor vehicle.” MCL 500.3105. In most situations, the injured person receives no-fault benefits from his or her own insurance company. However, even if you do not have a car, you can still be injured in an auto accident. A passenger or pedestrian is still entitled to no-fault benefits regardless of whether he or she was the owner, driver or even an occupant of the motor vehicle involved in the accident.
Aside from putting you at risk for serious injuries if involved in a car accident, failing to wear your seat belt could make your responsible for a civil infraction. It could also constitute negligence and reduce your tort recovery in a subsequent motor vehicle negligence case against the at-fault driver.
The Statute of Limitations sets forth the maximum time after an event in which legal proceedings can be initiated. After the statute of limitations expires, unless a legal exception applies, the injured party loses the right to file a lawsuit. Don't wait until the time period for filing your claim expires to get compensation for your injuries.
The Michigan No-Fault Act allows your insurance carrier to sell two types of no-fault coverage: full medical coverage and coordinated or excess coverage.
First-party benefits are commonly provided by your own auto insurance company and provide compensation for certain economic losses: typically hospital and medical expenses, wage loss and replacement services. In order to receive the maximum first-party benefits, the claimant must provide notice to the responsible insurance company within one year of the accident.
Michigan legislators and the Insurance Coalition have proposed changes to Michigan's No-Fault Auto Insurance system that would harm seriously injured accident victims, while benefiting insurance companies. The proposed changes, would significantly reduce benefits for catastrophic claims without any guarantee that Michigan drivers would see a reduction in their rates. Contact your state representative or senator today to have your voice heard.
A new report from the Governors Highway Safety Association (GHSA) indicates that Michigan motorcycle accident deaths rose 23% from 2014 to 2015. The report based on preliminary data by state highway safety offices, reveals that there were 138 motorcycle fatalities in Michigan 2015, compared to 112 in 2014.